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Apply to get pre-qualified now and receive a response in minutes.
Fund Your Business Today
- Fast Application
- Fast Decisions
- 6 months in business
- Gross Between $10k-$500k Per Month
how it works
we review your application
Receive your Funding
– Kane Q.
“Thanks for the great service. Justifi Capital has really helped our business. Just what I was looking for.””
“It’s really wonderful. It’s just amazing. Needless to say we are extremely satisfied with the treatment and help received from Justifi Capital.”
– Rozanne H.
Frequently Asked Questions
What is a merchant cash advance?
A merchant cash advance is an easy, secure, and efficient way to obtain operating or venture capital for your small business needs. It is important to understand that a merchant cash advance is not a loan. A merchant cash advance is the purchase of your future credit card receivables at a discounted rate.
What is the difference between a merchant cash advance and a traditional bank loan?
A merchant cash advances is based on your small business’ projected sales revenue and income rather than a credit score alone. Unlike traditional business loans from a bank, merchant cash advances are approved quickly and without excess paperwork. There is no monthly repayment schedule as obligations are met through daily credit card sales transactions.
When will I find out if my merchant cash advance application is approved?
Once you have submitted your application, we will review it and contact you within 24 business hours. Approval is fast and transparent. Receive funding in as little as 1-7 business days.
Merchant Cash Advance Funding Process
Upon submitting the documents, we will review the account and issue a pre-approval with various options. Once an option is selected, the agreement will be e-mailed or faxed to you. After the executed contracts are received, Underwriting will perform final verifications and issue the final approval. Subsequently, one of our funding coordinators will set up the preferred payback platform for the merchant.
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